10 Best Simplified Issue Life Insurance
Simplified Issue Life Insurance is a type of life insurance that allows you to get coverage without having to undergo a medical exam. Instead, applicants answer a series of health-related questions to qualify for coverage. This process makes it much easier and faster to get insured compared to traditional life insurance policies, which often require a full medical exam and lab tests.
The primary benefit of Simplified Issue Life Insurance is that it saves time and eliminates the hassle of medical exams. This makes it an ideal choice for individuals who are looking for quick coverage or who have difficulty obtaining life insurance due to medical conditions. Additionally, simplified issue policies typically come with more affordable premiums and flexible coverage options, making them accessible to a wide range of applicants.
1.
Bestow Life Insurance
Bestow Life InsuranceCheck HereBestow Life Insurance - – Bestow offers an excellent simplified issue life insurance policy with coverage amounts ranging from $50,000 to $1.5 million. With no medical exams required, applicants can get coverage in as little as 10 minutes.
2.
Mutual of Omaha Term Life Insurance
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Mutual of Omaha Term Life Insurance - – Mutual of Omaha provides affordable life insurance coverage with flexible terms. Its simplified issue policy is an excellent option for those seeking a hassle-free application process.
3.
North American Company Life Insurance
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North American Company Life Insurance - – Known for its financial strength, North American offers simplified issue term life insurance with competitive rates and easy qualification processes.
4.
Gerber Life Insurance
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Gerber Life Insurance - – Gerber Life offers both whole life and term life policies with a simplified issue process. Their plans are designed to provide affordable coverage for all ages.
5.
Transamerica Life Insurance
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Transamerica Life Insurance - – Transamerica's simplified issue life insurance comes with a quick application process and customizable coverage options, ensuring you get the best value for your needs.
6.
Globe Life Insurance
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Globe Life Insurance - – Globe Life provides affordable life insurance policies that do not require a medical exam. Their simplified issue policies are ideal for individuals seeking immediate coverage.
7.
Prudential Life Insurance
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Prudential Life Insurance - – Prudential offers a streamlined application process and robust coverage options through its simplified issue life insurance policies, making it a top choice for many consumers.
8.
John Hancock Life Insurance
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John Hancock Life Insurance - – John Hancock’s simplified issue policies are ideal for those looking for flexibility in coverage and an easy application process.
9.
State Farm Life Insurance
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State Farm Life Insurance - – State Farm offers a range of simplified issue life insurance options, ensuring competitive premiums and reliable customer service.
10.
AA Life Insurance
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AA Life Insurance - – AA Life provides simplified issue policies with coverage amounts ranging from $10,000 to $300,000. Their application process is quick and straightforward.
Conclusion
Simplified issue life insurance offers a fast, easy way to secure coverage without the need for medical exams. The policies listed above are some of the best options available, each offering unique benefits and affordable premiums. Whether you're looking for a quick solution to get insured or need coverage without the hassle of medical tests, these simplified issue life insurance policies provide excellent choices to suit your needs.